Arizona

Best Car Insurance Quotes for 2021

Cheapest for good drivers in Arizona
Cheapest for minimum coverage in Arizona
Cheapest for good drivers with poor credit
Cheapest for drivers with one at-fault crash
Cheapest insurance after a DUI in Arizona
Cheapest insurance after a ticket in Arizona
Cheapest for couples and families in Arizona
Cheapest for young drivers in Arizona
Minimum auto insurance limits required in Arizona

Best Cheap Car Insurance in Arizona for 2021

The average cost of auto insurance in Arizona is between $840-$850 slightly less than the national average. Insurance premium varies depending on many factors: your accident claims over the past five years and even the number of claims filed in your zip code, your age and marital status.

Cheapest for good drivers in Arizona

Following companies that offer the cheapest insurance to the drivers in Arizona with a clean driving record and their average rates for full coverage are mentioned below:

Geico:$890 per year
Safeco:$1149 per year
Travelers:$1340 per year
American family:$1320 per year
CSAA:$1390 per year

Having a good credit rating and no recent accidents or violations always helps drivers find best and cheap car insurance rates. MyMoneyMyQuotes team has researched a lot of data to bring you this calculation. These rates are averaged based on following profile details : Men or Women with good credit and a clean driving record and within an age bracket of 38 - 42 year old. Additionally, these driver profiles mostly also have "full coverage" insurance, which includes comprehensive and collision coverages, in addition to state-required coverage. Prices shown may also include various discounts as made available from the insurers in the state including a good driver discount and multi-car discount.

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Cheapest for minimum coverage in Arizona

Different cheapest options are available for the drivers in Arizona to get the cheapest insurance, bare-bones coverage for minimum coverage. We found the cheapest insurers with their average rates for people who seek for auto insurance in Alaska.

Geico:$340 per year
Safeco:$352 per year
Travelers:$590 per year
The Hartford:$545 per year
CSAA:$453 per year

Having a good credit rating and no recent accidents or violations always helps drivers find best and cheap car insurance rates. We researched and calculated average of these numbers for a driver in an age bracket of 38 - 42 year old, including any discount that the insurance company may offer. It is not recommended to carry minimum mandatory insurance as it may not cover all the expenses from an incident or car accident. Please be very careful if you searching for the cheapest car insurance and make sure you compare few quotes. You can click here to compare cheap car insurance quotes. Review your coverages carefully so you fully understand the types and limits of all coverages that you may wish to purchase.0

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Cheapest for good drivers with poor credit

People in Arizona who have poor credit and clean driving records can get cheap insurance from the following insurance companies:

Geico:$1217 per year
Safeco:$1627 per year
All state:$2740 per year
Travelers:$2151 per year
American Family:$2210 per year

Not having a good credit can be challenging to find a good or cheapest car insurance rates. Among other factors, poor credit, DUI or a recent at-fault accident can have major impact to your car insurance rates. MyMoneyMyQuotes team researched and calcuated average rates for drivers within an age bracket of 38 - 42 year old. Average rates calculated here represent drivers with clean driving record, including various discounts as made available by insurance companies. These drivers reported poor credit and include standard "full coverage" car insurance.

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Car Insurance Rates for Arizona


Average Monthly Premium $65.18

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Cheapest for drivers with one at-fault crash

MyMoneyMyQuotes found the cheapest insurers and their average rates for the drivers in Arizona who recently caused an accident in their driving record. These companies provide cheap insurance for cars.

Geico:$1610 per year
Safeco:$1700 per year
Travelers:$1890 per year
American Family:$1360 per year
CSAA:$1810 per year

Having a recent at-fault accident can significantly impact your car insurance rate. Even if you get into a relative minor crash, some car insurance companies will charge you much higher rate compared to other insurance companies for the same level of coverage. Therefore it is even more important for drivers with a recent at-fault accident to shop and compare auto insurance rates from multiple insurance companies. You can click here to compare cheap car insurance quotes. We researched and compiled these rates by looking at average car insurance rates for drivers within an age bracket of 38 - 42 year old having a standard "full coverage" car insurance and a recent at-fault accident costing $10,000 in property damage. Remember that usually having a recent at-fault auto accident can not only result into high rates for few years but some insurance companies may even reject coverage. In such cases it is very important to shop and compare auto insurance rates for next few years on a regular basis.

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Cheapest insurance after a DUI in Arizona

These are different insurers available which offer cheap insurance to the drivers with a recent DUI. MyMoneyQuotes found the cheapest companies with their average rates which are:

Safeco:$1700 per year
Progressive:$2030 per year
Travelers:$2118 per year
American Family:$1370 per year
CSAA:$1680 per year

Every year, about 11,000 drivers die on roads within US due to crashes involving alcohol. A DUI/DWI results in higher auto insurance premiums. we averaged rates for drivers within an age bracket of 38 - 42 year old with typical "full coverage" insurance and a recent DUI/DWI conviction. It is important to note that every state is different when it comes to DUI/DWI related incodents. For your car insurance premiums, you could end up paying 112% more each year compared to your premium before your conviction. Some insurance companies may even reject for coverage. As car insurance premium rates can vary significantly after a DUI/DWI therefore it is highly recommended to shop around and compare rates. You can click here to find and compare auto insurance rates.

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Cheapest insurance after a ticket in Arizona

We found the cheapest insurance companies which provide insurance at lower rates to the drivers after a speeding ticket and their average rates are given:

Geico:$1580 per year
Safeco:$1570 per year
Travelers:$1820 per year
American Family:$1373 per year
CSAA:$1550 per year

A speeding ticket will surely result in increase in your car insurance premium rates from most insurance companies. MyMoneyMyQuotes analyzed rates for drivers within an age bracket of 38 - 42 year old with typical "full coverage" insurance and a recent speeding ticket on their records. Every insurance company has a different way to consider an evalation of a speeding ticket and how it may impact your car insurance premium rates. We recommend you to shop around and compare rates from atleast three to five insurance companies. We can help you to find and compare car insurance rates. You can click here to find rates from different insurance companies.

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Average Auto Insurance Rates - Arizona

Cheapest for couples and families in Arizona


Best way to find cheapest rates is to always start with comparing rates from atleast three to five insurance companies. It is important to note that an insurance company offering best car insurance rates to single drivers may also offer cheapest rates to a family. Some of the ways, a family could save money is either by combining various policies, completing VIN etching, lowering risk etc...To see what all car insurance companies offer cheapest rates for families, we analyzed car insurance rates for a family with a couple in an age bracket of 45 - 55 year old and may or may not have a teen driver in family.

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Cheapest for a married couple in Arizona

A couple of an age bracket of 48-52 per years with a clean driving record and good credit in Alaska can get the cheapest insurance for two vehicles on low rates for full coverage from these insurance companies:

Geico:$1349 per year
Safeco:$1675 per year
Progressive:$2117 per year
American family:$2100 per year
The Hartford:$2127 per year

By collaborating policies, married or unmarried couples who live with each other can easily get discounts for multi-car and multi-driver. Insurance companies will find less risk in married couples so they offer them insurance at cheap rates. Insurance rates become lower when couples start living together not due to a discount. MyMoneyMyQuotes team has researched married people of an age bracket of 48-52-year-old couples with a spotless record also gets a good driver discount.

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Cheapest for families with a teen in Arizona

A couple of an age bracket of 48-52 per years with a clean driving record and good credit in Arizona can get the cheapest insurance for two vehicles on low rates for full coverage from these insurance companies:

Geico:$2852 per year
Safeco:$3995 per year
Progressive:$4739 per year
Travelers:$4278 per year
CSAA:$2458 per year

There is a significant hike in insurance rates in a married couple's policy when a teen lives with a married couple who have driving experience of 2-3 years. MyMoneyMyQuotes team has researched and analyzed the data on insurance rates of different companies to find which company provides car insurance at cheap rates for teenagers. These insurance rates of various companies are fit for drivers of the 18-year-old age whether they are male or female who lives with a married couple of an age bracket of 48-52 years.

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Cheapest for young drivers in Arizona


For young people, it appears like a mistaken belief to find cheap car insurance these days. MyMoneyMyQuotes team has researched and analyzed the data on the people of an age bracket of 20-25 years in a different state of affairs to find cheap insurance rates for young drivers. Most companies charge higher insurance rates from young drivers than others who have experience in driving more than drivers of the age of bracket of 20-25 years. But few companies are available in the market will charge lower rates than other companies from young drivers.

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Cheapest full coverage for young good drivers

A young driver in Arizona with a clean driving record and good credit report can easily get the cheapest insurance for full coverage from these companies:

Geico:$975 per year
Safeco:$1245 per year
Travelers:$1557 per year
American Family:$1480 per year
CSAA:$1627 per year

Finding cheap car insurance is a very tough task for young people in their 20's, also when they seek full coverage. MyMoneyMyQuotes team has researched and analyzed the rates suitable for people of an age bracket of 20-25 years of both males and females with comprehensive and collision coverages. These rates consider a good discount for drivers and these are also required with leases, active auto loans, etc. For full coverage and cheaper car insurance rates, young people should check some insurance-related quotes and compare the rates of different insurance companies.

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Cheapest minimum coverage for young good drivers

A driver of an age bracket of 20-25 years with good credit history and spotless driving record can get cheap insurance from the following companies for minimum required insurance.

Geico:$368 per year
Safeco:$375 per year
Travelers:$677 per year
The Hartford:$671 per year
CSAA:$510 per year

Finding cheap car insurance is a very tough task for young people in their 20's, also when they seek full coverage. MyMoneyMyQuotes team has researched and analyzed the rates suitable for people of an age bracket of 20-25 years of both males and females with comprehensive and collision coverages. These rates consider a good discount for drivers and these are also required with leases, active auto loans, etc. For full coverage and cheaper car insurance rates, young people should check some insurance-related quotes and compare the rates of different insurance companies.

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Poor credit and minimum coverage

We found the cheapest insurers with their average rates for the young drivers in Arizona with spotty credit records for minimum coverage.

Geico:$497 per year
Safeco:$518 per year
Allstate:$1110 per year
Progressive:$1160 per year
Travelers:$1020 per year

Having poor credit is very usual for young people in starting who are still constructing their credit reports that can increase insurance rates. To shop around cheap insurance and find information regarding insurance one should check different insurance quotes on insurance and compare them with each other. MyMoneyMyQuotes team has compiled and analyzed the rates for 20-25 years old people whether they are men or women with no past records of violations and accidents who earns good driver discount and having poor credit history in the files of an insurer.

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Cheapest for minimum coverage after a crash

A driver of an age bracket of 20-25 years who caused recently a crash or an accident can get insurance at cheap rates for minimum coverage from the following companies:

Geico:$615 per year
Safeco:$545 per year
CSAA:$640 per year
American Family:$950 per year
Travelers:$857 per year

MyMoneyMyQuotes team has compiled the data of drivers of an age bracket of 20-25 years males and females having a good credit position and having a recent fault crash costing $1000 in property damage. Car insurance is better after a crash for young drivers. That's why we supposed minimum required insurance to cover the cost for our hypothetical driver. Having a recent fault crash may adversely impact on the car insurance rates. Above mentioned companies may reject you for coverage under different circumstances. People of any age who caused the crash should check auto insurance quotes after several years of an accident when an insurance company lowers their rates.

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Cheapest for minimum coverage after a DUI

With a recent DUI, a driver of an age bracket of 20-25 years can buy the cheapest insurance from the following insurers for full coverage.

Safeco:$547 per year
Progressive:$840 per year
Travelers:$940 per year
CSAA:$650 per year
American family:$965 per year

Probably, most of the companies provide insurance on higher rates which are quite expensive, so there is a need to find cheap car insurance rates for people having a recent DUI in their driving records. Above mentioned companies can reject you to get coverage under different situations. Before buying insurance you need to spend a good time reading insurance quotes and comparing the rates of different companies. We compiled and analyzed the rates for20-25 years old male and female drivers with a recent DUI conviction. They had a good credit record and minimum required car insurance that helps to lower the rates of insurance.

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Cheapest for minimum coverage and a ticket

A driver of an age bracket of 20-25 years can find the cheapest insurance from these companies on less rates for minimum coverage after a speeding ticket.

Geico:$650 per year
State Farm:$895 per year
Safeco:$509 per year
Travellers:$805 per year
CSAA:$560 per year

A speeding ticket is never fun and neither is the higher car insurance bill that received by you after several months. You may not hurt by purchasing a ticket on 3rd and 5th year because at this time you can shop at good rates because the insurer can lower the rates for young drivers of an age bracket of 20-25-year-old having a recent speeding violation for going 16mph over the speed limit to watch the prices for this group.

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Minimum auto insurance limits required in Arizona

It is mandatory to have liability insurance in Arizona for drivers. It helps to cover damages that are caused by any crash or accident in terms of property damage and bodily injury. It is illegal in Arizona to drive without liability insurance. Following are the minimum limits: 1. Liability coverage for bodily injury for a single person is $15000. 2. Liability coverage for bodily injury per crash is $30000. 3. Liability coverage for property damage per crash is $10000. MyMoneyMyQuotes team recommend the drivers in Arizona for getting more than bare minimum insurance in addition to common features like collision, comprehensive and uninsured motorist coverage. It is normal to pay $10000 to cover the liabilities if a driver caused an accident to another driver. So, liability insurance helps to cover these costs otherwise money will go out of your hard-earned money.

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