Best Homeowners Insurance in Virginia

We have gathered information from around 120+ insurance firms to help you choose the most affordable home insurance rates in Virginia
The top 5 home insurance companies in Virginia
Virginia home insurance costs by city
Home insurance prices in Virginia
Home insurance deductibles in Virginia
Home and auto insurance bundles in Virginia

Everything about homeowners insurance in Virginia

Even though homeowners insurance is not mandatory but still it helps to keep your family mates safe in the event of common house incidents. Homeowners insurance helps to cover you financially from various incidents like fire breakout, wind damage, robbery, etc.
Unlike automobile insurance ,state legislation has no control over homeowners policies. That is the reason why, cost of homeowners insurance vary from one state to another.
The most efficient way to find an inexpensive homeowners insurance policy in Virginia is to buy and compare rates from as many insurance firms as you can. Have a look over the homeowners insurance rates in Virginia in the given below table. Keep in mind that your home insurance rates will vary, counting on your coverage limits



Homeowners Insurance Rates for Virginia

Average Monthly Premium $85.25

Compare personalized homeowners insurance quotes from multiple companies in Virginia now




The top 5 home insurance companies in Virginia

Rates of Homeowners insurance in Virginia will differ depending on which insurance firm you select. Virginia Farm Bureau has the insurance cost of only $774 annually. As the state's average cost is $790, Virginia Farm Bureau provides $18 less than the average policy costs statewide.
Check out the home insurance provided by the most inexpensive Virginia insurance companies given below.


Homeowners Insurance Rates In Virginia: By Carrier

InsurerAverage Annual Rate in Virginia
Virginia Farm Bureau$774
Travco$850
Safeco$995
Nationwide$1,029
Erie$1,042


Average Homeowners insurance Rates - Virginia

Virginia home insurance costs by city

Every city in Virginia has different home insurance rates. The rates of the insurance policies depend on city-specific variables,which also includes the amount of claims filed according to their location. This means your ZIP code helps to decide how much you should pay.
Dulles a city in Virginia provides the best home insurance rates. The average home insurance policy here in Dulles costs $634 per year which is $151 less than the other Virginia cities.
Check out the cheap homeowners insurance in Virginia given below.


Affordable Home Insurance Cities In Virginia

CityAverage Annual Home Insurance Rate
Dulles$634
Merrifield$648
Arlington$652
Lansdowne$650
Fairfax$663


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Home insurance prices in Virginia

Your chosen level of house owners coverage impacts the insurance premiums you pay. In Virginia, the homeowners who maintain $100K of dwelling coverage pay $504 every 12 months, while those with dwelling coverage of $400K pay around $1,376 per annum.


Homeowners Insuarance Rates In Virginia — Common Coverage Amounts

Coverage LevelAverage Annual Premium
$100,000 Dwelling$504
$200,000 Dwelling$797
$250,000 Dwelling$919
$400,000 Dwelling$1,376




Home insurance deductibles in Virginia

Homeowners in Virginia have to make tons of selections when buying a homeowners policy, which includes the quantity of their deductible. A homeowners deductible is called as the amount one who is accountable for paying in a loss. The level you select for a deductible can have an enormous impact on home insurance prices.
If you have lower deductible then your premium are higher. If you would like lower insurance prices, try to aim for a higher deductible. Keep in mind that your homeowners deductible shouldn't be set at an amount that you would have difficulty paying within the event of a loss.
The table given below contains the average rates and deductibles offered by most homeowners insurance firms.



Home and auto insurance bundles in Virginia

If you want to save on insurance in Virginia, consider carrying your home and auto policies with the same insurance company. Bundling homeowners and auto insurance in Virginia can lead to substantial savings on car insurance. In Virginia if you buy bundled policies you will get a yearly discount of $55.


Home And Auto Insurance Bundling Discounts In Virginia

Avg. Annual Rate (No Bundle)Avg. Annual Rate (w/ Bundle)
$500$1,002
$1,000$911
$1,500$867
$2,000$809
$5,000$673
$884$830
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