Best Homeowners Insurance in Oregon

We have gathered information from around 120+ insurance firms to help you choose the most affordable home insurance rates in Oregon
The top 5 home insurance companies in Oregon
Oregon home insurance costs by city
Home insurance prices in Oregon
Homeowners insurance deductibles in Oregon
Home and auto insurance bundles in Oregon

Everything about homeowners insurance in Oregon

Even though homeowners insurance is not mandatory but still it helps to keep your family mates safe in the event of common house incidents. Homeowners insurance helps to cover you financially from various incidents like fire breakout, wind damage, robbery, etc.
Unlike automobile insurance ,state legislation has no control over homeowners policies. That is the reason why, cost of homeowners insurance vary from one state to another.
The most efficient way to find an inexpensive homeowners insurance policy in Oregon is to buy and compare rates from as many insurance firms as you can. Have a look over the homeowners insurance rates in Oregon in the given below table. Keep in mind that your home insurance rates will vary, counting on your coverage limits

Homeowners Insurance Rates for Oregon

Average Monthly Premium $57.67

Compare personalized homeowners insurance quotes from multiple companies in Oregon now

The top 5 home insurance companies in Oregon

Rates of Homeowners insurance in Oregon will differ depending on which insurance firm you select. Safeco has the insurance cost of only $363 annually. As the state's average cost is $845, Safeco provides $471 less than the average policy costs statewide.
Check out the home insurance provided by the most inexpensive Oregon insurance companies given below.

Home Insurance Rates In Oregon: By Carrier

CompanyAverage Annual Rate in Oregon
Oregon Mutual$658

Average Homeowners insurance Rates - Oregon

Oregon home insurance costs by city

Every city in Oregon has different home insurance rates. The rates of the insurance policies depend on city-specific variables,which also includes the amount of claims filed according to their location. This means your ZIP code helps to decide how much you should pay.
Tualatin a city in Oregon provides the best home insurance rates. The average home insurance policy here in Tualatin costs $691 per year which is $149 less than the other Oregon cities.
Check out the cheap homeowners insurance in Oregon given below.

Cheapest Home Insurance Cities In Oregon

CityAverage 12-Month Home Insurance Rate

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Home insurance prices in Oregon

Your chosen level of house owners coverage impacts the insurance premiums you pay. In Oregon, the homeowners who maintain $100,000 of dwelling coverage pay $417 every 12 months, while those with dwelling coverage of $400,000 pay around $1,004 per annum.

Homeowners Insurance Rates In Oregon — Common Coverage Limits

Coverage LevelAverage Annual Cost
$100,000 Dwelling$417
$200,000 Dwelling$601
$250,000 Dwelling$694
$400,000 Dwelling$1,004

Homeowners insurance deductibles in Oregon

Homeowners in Oregon have to make tons of selections when buying a homeowners policy, which includes the quantity of their deductible. A homeowners deductible is called as the amount one who is accountable for paying in a loss. The level you select for a deductible can have an enormous impact on home insurance prices.
If you have lower deductible then your premium are higher. If you would like lower insurance prices, try to aim for a higher deductible. Keep in mind that your homeowners deductible shouldn't be set at an amount that you would have difficulty paying within the event of a loss.
The table given below contains the average rates and deductibles offered by most homeowners insurance firms.

Home and auto insurance bundles in Oregon

If you want to save on insurance in Oregon, consider carrying your home and auto policies with the same insurance company. Bundling homeowners and auto insurance in Oregon can lead to substantial savings on car insurance. Purchasing bundled policies in Oregon leads to a yearly discount of $162.

Home And Auto Insurance Bundling Discounts In Oregon

Avg. Annual Rate (No Bundle)Avg. Annual Rate (w/ Bundle)
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