Best Homeowners Insurance in Montana

We have gathered information from around 120+ insurance firms to help you choose the most affordable home insurance rates in Montana
The top 5 home insurance companies in Montana
Montana home insurance costs by city
Home insurance prices in Montana
Homeowners insurance deductibles in Montana
Home and auto insurance bundles in Montana

Everything about homeowners insurance in Montana

Even though homeowners insurance is not mandatory but still it helps to keep your family mates safe in the event of common house incidents. Homeowners insurance helps to cover you financially from various incidents like fire breakout, wind damage, robbery, etc.
Unlike automobile insurance ,state legislation has no control over homeowners policies. That is the reason why, cost of homeowners insurance vary from one state to another.
The most efficient way to find an inexpensive homeowners insurance policy in Montana is to buy and compare rates from as many insurance firms as you can. Have a look over the homeowners insurance rates in Montana in the given below table. Keep in mind that your home insurance rates will vary, counting on your coverage limits

Homeowners Insurance Rates for Montana

Average Monthly Premium $113.08

Compare personalized homeowners insurance quotes from multiple companies in Montana now

The top 5 home insurance companies in Montana

Rates of Homeowners insurance in Montana will differ depending on which insurance firm you select. Pacific has the insurance cost of only $1,176 annually. As the state's average cost is $2,041, Pacific provides $863 less than the average policy costs statewide.
Check out the home insurance provided by the most inexpensive Montana insurance companies given below.

Home Insurance Rates In Montana: By Company

InsurerAverage Annual Rate in Montana
Pacific Insurance$1,176
Trinity Universal$1,284

Average Homeowners insurance Rates - Montana

Montana home insurance costs by city

Every city in Montana has different home insurance rates. The rates of the insurance policies depend on city-specific variables,which also includes the amount of claims filed according to their location. This means your ZIP code helps to decide how much you should pay.
Evergreen a city in Montana provides the best home insurance rates. The average home insurance policy here in Evergreen costs $1,354 per year which is $682 less than the other Montana cities. Check out the cheap homeowners insurance in Montana given below.

Affordable Home Insurance By City In Montana

CityAverage Annual Home Insurance Rate
Jefferson City$2,051

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Home insurance prices in Montana

Your chosen level of house owners coverage impacts the insurance premiums you pay. In Montana, the homeowners who maintain $200,000 of dwelling coverage pay $1,554 every 12 months, while those with dwelling coverage of $400,000 pay around $2,508 per annum.

Homeowners Insurance Rates In Montana — Common Coverage Amount

Coverage LevelAverage Annual Rate
$100,000 Dwelling$985
$200,000 Dwelling$1,554
$250,000 Dwelling$1,818
$400,000 Dwelling$2,508

Homeowners insurance deductibles in Montana

Homeowners in Montana have to make tons of selections when buying a homeowners policy, which includes the quantity of their deductible. A homeowners deductible is called as the amount one who is accountable for paying in a loss. The level you select for a deductible can have an enormous impact on home insurance prices.
If you have lower deductible then your premium are higher. If you would like lower insurance prices, try to aim for a higher deductible. Keep in mind that your homeowners deductible shouldn't be set at an amount that you would have difficulty paying within the event of a loss.
The table given below contains the average rates and deductibles offered by most homeowners insurance firms.

Home and auto insurance bundles in Montana

If buy home and automobile insurance policies from the same insurance firm, you can save money by getting a discount. Buying both automobile and home insurance in Montana can save you a considerable amount of cash each month on car insurance. In Montana, buying bundled policies leads to average annual savings of $142.

Home And Auto Insurance Bundling Savings In Montana

Avg. Annual Rate (No Bundle)Avg. Annual Rate (w/ Bundle)
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