Best Homeowners Insurance in Michigan

We have gathered information from around 120+ insurance firms to help you choose the most affordable home insurance rates in Michigan.
The top 5 home insurance companies in Michigan
Home insurance prices in Michigan
Homeowners insurance deductibles in Michigan
Michigan home insurance costs by city
Home and auto insurance bundles in Michigan

Everything about homeowners insurance in Michigan

The most efficient way to find an inexpensive homeowners insurance policy in Michigan is to buy and compare rates from as many insurance firms as you can. Have a look over the homeowners insurance rates in Michigan in the given below table. Keep in mind that your home insurance rates will vary, counting on your coverage limits

Homeowners Insurance Rates for Michigan

Average Monthly Premium $87.58

Compare personalized homeowners insurance quotes from multiple companies in Michigan now

The top 5 home insurance companies in Michigan

Rates of Homeowners insurance in Michigan will differ depending on which insurance firm you select. Meemic has the insurance cost of only $632 annually. As the state's average cost is $1,173, Meemic provides $543 less than the average policy costs statewide.
Check out the home insurance provided by the most inexpensive Michigan insurance companies given below.

Cheapest Home Insurance Companies In Michigan

Insurance CompanyAverage Annual Rate in Michigan

Average Homeowners insurance Rates - Michigan

Home insurance prices in Michigan

Your chosen level of house owners coverage impacts the insurance premiums you pay. In Michigan, the homeowners who maintain $100K of dwelling coverage pay $524 every 12 months, while those with dwelling coverage of $400,000 pay around $1,383 per annum.

Homeowners Insurance Rates In Michigan — Common Coverage Amounts

Coverage LevelAverage Annual Rate
$100,000 Dwelling$524
$200,000 Dwelling$833
$250,000 Dwelling$945
$400,000 Dwelling$1,383
Great Barrington$736

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Homeowners insurance deductibles in Michigan

Homeowners in Michigan have to make tons of selections when buying a homeowners policy, which includes the quantity of their deductible. A homeowners deductible is called as the amount one who is accountable for paying in a loss. The level you select for a deductible can have an enormous impact on home insurance prices.
If you have lower deductible then your premium are higher. If you would like lower insurance prices, try to aim for a higher deductible. Keep in mind that your homeowners deductible shouldn't be set at an amount that you would have difficulty paying within the event of a loss.
The table given below contains the average rates and deductibles offered by most homeowners insurance firms.

Home Insurance Rates By Deductible Level In Michigan

Deductible AmountAverage Annual Home Insurance Rate

Michigan home insurance costs by city

Every city in Michigan has different home insurance rates. The rates of the insurance policies depend on city-specific variables,which also includes the amount of claims filed according to their location. This means your ZIP code helps to decide how much you should pay.
Ann Arbor a city in Michigan provides the best home insurance rates. The average home insurance policy here in Ann Arbor costs $852 per year which is $325 less than the other Michigan cities. Check out the cheap homeowners insurance in Michigan given below.

Home and auto insurance bundles in Michigan

If buy home and automobile insurance policies from the same insurance firm, you can save money by getting a discount. Buying both automobile and home insurance in Michigan can save you a considerable amount of cash each month on car insurance. In Michigan , buying bundled policies leads to average annual savings of $297.

Home And Auto Insurance Bundling Discounts In Michigan

Avg. Annual Rate (No Bundle)Avg. Annual Rate (w/ Bundle)
Ann Arbor$852
Grand Rapids$918
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