Best Homeowners Insurance in Louisiana

We have gathered information from around 120+ insurance firms to help you choose the most affordable home insurance rates in Louisiana.
Top 5 affordable home insurance firms in Louisiana
Lousiana home insurance costs by city
Home insurance prices in Louisiana
Homeowners insurance deductibles in Lousiana
Home and auto insurance bundles in Louisiana

Everything about homeowners insurance in Louisiana

The most efficient way to find an inexpensive homeowners insurance policy in Louisiana is to buy and compare rates from as many insurance firms as you can. Have a look over the homeowners insurance rates in Louisiana in the given below table. Keep in mind that your home insurance rates will vary, counting on your coverage limits.

Homeowners Insurance Rates for Louisiana

Average Monthly Premium $169.25

Compare personalized homeowners insurance quotes from multiple companies in Louisiana now

Top 5 affordable home insurance firms in Louisiana

Rates of Homeowners insurance in Louisiana will differ depending on which insurance firm you select. United has the insurance cost of only $782 annually. As the state's average cost is $1,581, United provides $801 less than the average policy costs statewide.
Check out the home insurance provided by the most inexpensive Louisiana insurance companies given below.

Cheap Home Insurance Companies In Louisiana

CompanyAverage Yearly Rate in Louisiana
Centauri Specialty$1,034
ASI Lloyds$1,053
Liberty Mutual$1,356

Average Homeowners insurance Rates - Louisiana

Lousiana home insurance costs by city

Every city in Pelican State has different home insurance rates. The rates of the insurance policies depend on city-specific variables,which also includes the amount of claims filed according to their location. This means your ZIP code helps to decide how much you should pay.
Bethany a city in Louisiana provides the best home insurance rates. The average home insurance policy here in Bethany costs $1,591. Check out the cheap homeowners insurance in Louisiana given below.

Affordable Home Insurance Cities In Louisiana

CityAverage Annual Home Insurance Rate

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Home insurance prices in Louisiana

Your chosen level of house owners coverage impacts the insurance premiums you pay. In Louisiana, the homeowners who maintain $100,000 of dwelling coverage pay $1,032 every 12 months, while those with dwelling coverage of $400,000 pay around $3,230 per annum.

Homeowners Insurance Rates In Lousiana — Common Coverage Tiers

Coverage LevelAverage Annual Cost
$100,000 Dwelling$1,032
$200,000 Dwelling$1,582
$250,000 Dwelling$2,157
$400,000 Dwelling$3,230

Homeowners insurance deductibles in Lousiana

Homeowners in Louisiana have to make tons of selections when buying a homeowners policy, which includes the quantity of their deductible. A homeowners deductible is called as the amount one who is accountable for paying in a loss. The level you select for a deductible can have an enormous impact on home insurance prices.
If you have lower deductible then your premium are higher. If you would like lower insurance prices, try to aim for a higher deductible. Keep in mind that your homeowners deductible shouldn't be set at an amount that you would have difficulty paying within the event of a loss.
The table given below contains the average rates and deductibles offered by most homeowners insurance firms.

Home and auto insurance bundles in Louisiana

If buy home and automobile insurance policies from the same insurance firm, you can save money by getting a discount. Buying both automobile and home insurance in Louisiana can save you a considerable amount of cash each month on car insurance. In Louisiana, buying bundled policies leads to average annual savings of $190.

Home And Auto Insurance Bundling Discounts In Louisiana

Avg. Annual Rate (No Bundle)Avg. Annual Rate (w/ Bundle)
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