What are common types of homeowners insurance coverage?
It helps you cover the damage caused to the structure of your home for example roof, foundation, built-in or attached appliances, cabinets, etc.
It helps you cover the cost of damaged external structures for example your basement, garage, swimming pool, etc.
It helps you cover the cost of damaged or stolen personal belongings which includes clothes, gold or silver, and electronic devices.
Additional living expenses
It helps you cover the bill of temporary hotel stays and meals if your house is under reconstruction or rebuilt after any accident.
It helps you cover the cost of any legal work or medical, only if you or any member of your family are sued for any trouble or damage caused to others (for example your neighbors).